Here Come the HELOCs: Mortgages, Housing-Debt-to-Income-Ratio, Serious Delinquencies & Foreclosures in Q4 2024

Mortgage balances barely edged up in Q4, by just $15 billion, or by 0.1%, from Q3, the smallest percentage increase since the dip in Q2 2023, to $12.6 trillion, as demand for mortgages has plunged, because sales of existing homes have plunged to the lowest since 1995, though there is plenty of inventory for sale.