You could burn through $50,000 covering an unemployment stint in today's market

Job searches are taking longer, and some Americans' savings aren't keeping up. At one point, during Michele Wilke's post-layoff job search, she had less than $2,000 in her bank account — and was worried about being evicted from her studio apartment in Chicago. To stay afloat, Wilke launched a GoFundMe that raised nearly $3,000...