Ramon Bonilla

The “Lock-in Effect” and Mortgage Rates: Update on Unwinding a Phenomenon that Wrecked the Housing Market

The share of below-3% mortgages outstanding declined in Q2 to 20.4% of all mortgages outstanding, the smallest share since Q2 2021 (red in the »

Bigger Homes, Better Cars, Longer Lives: The Truth About Today

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Boston Fed President Collins sees caution on future interest rate cuts

Boston Federal Reserve President Susan Collins on Tuesday expressed support for the recent interest rate cut, but showed some skepticism on the extent of future moves »

Frozen job market shows little sign of thawing

The labor market remains stagnant, as job openings increased only slightly in August and hiring declined. Job openings totaled 7.23 million in August, according to »

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