Here Come the HELOCs: Mortgages, Housing-Debt-to-Income-Ratio, Serious Delinquencies, and Foreclosures in Q1 2025

Mortgage balances rose by $195 billion in Q1 from Q4, and by $358 billion year-over-year, to $12.8 trillion, according to the Household Debt and Credit Report from the New York Fed, based on Equifax credit report data. The year-over-year increases in Q1 and Q4...